There's so much to know about the subject of money.
Money is an unlimited subject. However, like any subject, you can learn as much as you want about money. Personally, I've devoted my whole entire life to understanding money and the way people feel toward it.
Có nhiều cách để biết về tiền
Tiền là một chủ đề khá rộng. Tuy nhiên, giống như bất kỳ chủ đề nào, bạn có thể học nhiều như bạn muốn tiền. Cá nhân tôi, tôi đã dành cả cuộc đời để hiều tiền bạc và cách mọi người hướng về nó.
For 21 years of my life, I experienced poverty on the deepest level. Because of this, at age 21, I decided to take my life into my own hands. Over the years, I've developed the understanding of what it takes to go from negative $100,000 in debt to complete financial independence within a relatively short period of time.
Trong 21 năm, tôi đã kinh nghiệm sự nghèo khổ ở mức độ sâu nhất. Bởi vì, lúc 21 tuổi, tôi đã quyết định dành cả cuộc đời trong tay mình. Những năm qua, tôi phát triển sự hiểu biết những gì nó diễn ra từ nợ $100,000 đến độc lập tài chính hoàn toàn trong thời gian ngắn.
Obviously, we all need to understand that there are three stages of dealing with money: Learning, Earning, and Returning. If you want wealth, you must learn about your thoughts, feelings and actions toward money. Then, you must start to find a way to earn your way in this world. Along the way, you return yourself and your money in the best way possible.
Here are three truths every millionaire knows about money:
Tất nhiên, tất cả chúng ta cần hiểu có 3 mức độ đối sử với tiền bạc: Học hỏi, kiếm tiền, và hoàn lại. Nếu bạn muốn giàu có, bạn phải học về suy nghĩ, cảm xúc và hành động của bạn về tiền bạc. Sau đó, bạn phải bắt đầu tìm cách kiếm tiền theo cách của bạn trong xã hội. Đồng thời, bạn phản hồi chính bạn và tiền của bạn trong cách tốt nhất có thể.
Đây là 3 sự thật mọi tỉ phú biết về tiền:
1. Be a serious student.
If you want to learn about money, you must study it closely. You can find countless numbers of successful people who wrote books and articles, gave seminars and produced videos on the subject. All of these resources are readily available to you. Moreover, if you want to learn about money, don't depend on your parents, school, work or other organizations to teach you about it. You must take matters into your own hands.
1. Là một học sinh nghiêm túc
Nếu bạn muốn học về tiền, bạn phải nghiên cứu nó rất sâu sắc. Bạn có thể thấy vô số người thành công mà viết sách và bài viết, đã tổ chức các hội thảo và làm video về chủ đề này. Tất cả nguồn cung cấp có sẵn cho bạn. Hơn nữa, nếu bạn muốn học về tiền, đừng phụ thuộc vào cha mẹ, trường học, co
When I began my journey to wealth, I consumed read books copiously. I highlighted, underscored, bookmarked, recorded and reviewed every piece of wisdom I could find. When I got to the "about the author" section, I researched and called upon the author to have a conversation, connecting nearly half of the time. I also attended dozens of seminars and learned from every rich person I found.
If you want more money, you need to learn from rich people. Most of the people around you cannot teach you about wealth because they know very little about it themselves. That's why I wholeheartedly believe that you should hire a professional coach. Once you do, you can apply your knowledge to advance to the next level.
Besides reading books and talking to people, I learned about living a wealthy lifestyle by doing wealthy activities: visiting museums, test-driving luxury cars, touring mansions, indulging in fine restaurants, etc. Your financial education can come in various ways. If you constantly put yourself in wealthy places, you will become a wealthy person!
As Mark Twain warned, never let schooling interfere with your education.
2. Don't save money.
If you want to become a millionaire in under 10 years, read this section very carefully: Don't save ALL your money if you want explosive wealth. Let's say you're a healthy person between the ages of 18-55 and have an income of $50,000 per year. If you work for the next ten years and save 10 percent of your money, you'll be able to save $5,000 per year, which will be $50,000.
However, if you poured the majority of your yearly $5,000 into your personal and professional development, your income will steadily rise each year. For example, in my first three years, I've more than quintupled (5X) my income. I didn't start saving money until my 3rd year, which was when I became a millionaire. Each year, I invest more and more money into my coaches and programs that help me grow.
Even if you invest half of your yearly savings ($2,500) in yourself, your income would still increase rapidly. It might look like this over five years: Year 1: $50,000, Year 2: $65,000, Year 3: $95,000, Year 4: $125,000, Year 5: $200,000. As you can see from this projection, money would be easy to save by years three to five. Imagine if you kept up with this cycle for 10 or more years!
Most of us are taught to "save for a rainy day." Instead, invest in "sunny days," which are days of growth and prosperity. Moreover, if you keep investing in yourself, you'll be able to buy an umbrella to keep dry when "rainy days" come. This unconventional advice might sound risky, but those who are able and willing to do it will enjoy the journey because of their constant advancement. Eventually, you’ll also be able to save more money in the long-term.
Your level of income will never surpass your level of personal development.
3. Know your money.
A surprising amount of people do not know their financial affairs as well as they should. In fact, most people put their personal finances on "auto-pilot" and acquiesce in life without checking the facts. The following systems prove this: direct deposit, bonuses, taxes, receipts, retirement plans, interest rates, credit cards, donations and college loans.
Here are some examples of financial disasters:
- College students who don't know how much money they owe or even how much they've paid.
- The average citizen who doesn't know where their taxes and tithing are being distributed.
- The majority of people who discard their receipts when they get home.
- Salespeople who don't know what their commissions or bonuses will be on payday.
- The 90 percent of people in the world who face anxiety when the monthly bill arrives.
- The direct depositor who automates all of their bills for decades and never has savings because of it.
- The credit card holder who pays exorbitant interest rates, penalties, and fees.
- The overwhelming massive number of people who let their employers handle their retirement planning, health benefits and life insurance.
A life insurance agent told me a story about a woman who had her insurance policy automatically deducted from her paychecks every month. After a while, she forgot that she was paying $100 per month. However, she was greatly dissatisfied when she found that her bill skyrocketed to $1,200 per month because of her husband's age. She ended up paying over $12,000!
Incurring unnecessary fees should always be avoided. A simple way of handling this is by monitoring every dollar you spend on a monthly basis. Keep a ledger nearby and talk with your spouse about money. Never let a dollar slip past your sight. Overall, you should know exactly what's in your bank account and face the truth about your personal finances.
Take your money seriously. Don't avoid it by delegating or automating it! Handle your money directly and be sure to keep track of all your expenditures. Always be willing to get help from people who are good with money. Money only comes to those who are ready to handle it. If you take care of $1,000, you'll get $10,000--and much more!
Không có nhận xét nào:
Đăng nhận xét